Life Assurance
There are many forms of life assurance, some of which are mentioned in the adjoining pages to this section. Choosing the right one for you can depend upon a number of factors including tax, cost and the protection required.
You can use the information and tools on this site to gain a basic understanding of what is available, however this information is only an overview, only experienced, independent advice following a full review of your circumstances will ensure you find a solution that provides peace of mind.
Life assurance can be used to protect income, loved ones and businesses and, in certain circumstances, can be arranged in such a way as to minimise the effect of tax.
Whole of life
Term Assurance
Business Cover
Mortgage Protection
Like most products we can tailor the various plans available to your specific protection needs. Life assurance can be used to protect income, loved ones and businesses. Sometimes it may be appropriate to use a trust to ensure the right people are looked after at a vulnerable time.
Often people overlook protection when it comes to securing their future savings such as accumulating a lump sum in 10 years time. You can underwrite that objective by protecting the lump sum you hope to achieve using a protection plan that would provide a lump sum if you were to become ill.
Products Available:-
- Term Assurance with and without Critical Illness
- Convertible Term with and without Critical Illness
- Renewable Term with and without Critical Illness
- Family Income Benefit with and without Critical Illness
- Decreasing Term with and without Critical Illness
- Income Protection
- Gift Inter Vivos
- Whole of Life